Citi Premier Card: Maximize Your Rewards and Travel Benefitsl.

Key Benefits of the Citi Premier® Card

Welcome Bonus:

Earn 60,000 Bonus Points: Receive 60,000 bonus ThankYou® Points after spending $4,000 on purchases within the first 3 months of account opening. These points can be redeemed for $600 in gift cards at thankyou.com.

Point Earnings:

3x Points on Travel: Earn 3x points on air travel, hotels, and other travel purchases.
3x Points on Dining and Supermarkets: Get 3x points at restaurants and supermarkets.
-3x Points on Gas Stations: Accumulate 3x points on gas station purchases.
1x Point on Other Purchases: Earn 1x point on all other purchases.

Points Redemption:

Redeem for Travel, Gift Cards, and More: Use points for travel, gift cards, merchandise, and more through the Citi ThankYou® Rewards program.
Transfer Points to Airline Partners: Transfer points to participating airline loyalty programs, often at a 1:1 ratio.
Shop with Points: Use points to shop at Amazon.com or BestBuy.com.

Travel Protection:

Worldwide Travel Accident Insurance: Coverage for accidental death or dismemberment while traveling.
Trip Cancellation & Interruption Protection: Reimbursement for non-refundable expenses if a trip is canceled or interrupted due to covered reasons.
Travel & Emergency Assistance: 24/7 travel and emergency assistance services.
Auto Rental Collision Damage Waiver: Coverage against damage due to collision or theft when renting a car.

Additional Benefits:

No Foreign Transaction Fees: Avoid extra charges on purchases made outside the US.
Purchase Protection: Coverage for new purchases for 120 days against damage or theft, up to $1,000 per claim.
Extended Warranty: Extends the manufacturer’s warranty by up to 24 months on eligible purchases.
Citi Entertainment®: Access presale tickets and VIP experiences for concerts, sporting events, dining experiences, and more.

Fees

Annual Fee: $95
Annual Percentage Rate (APR): Variable between 21.24% – 29.24%, based on creditworthiness.

Requirements

Credit Needed: Generally requires good to excellent credit (credit score of 700 or higher).

Other Considerations

Flexible Redemption Options: The Citi ThankYou® Rewards program offers various ways to redeem points, including travel, gift cards, and shopping.
Transfer Partners: Citi’s transfer partners include major airlines and hotel chains, providing valuable options for travelers.

Ideal For

Frequent Travelers: Earn and redeem points for travel, with the flexibility of transferring points to airline and hotel loyalty programs.
Everyday Purchases: High earning rates on restaurants, supermarkets, and gas stations make this card attractive for everyday spending.